Welcome to Schaeffer's Personal Finance Center. In one convenient place we've assembled powerful and informative content from partners that are leaders in their fields. We cover critical, need-to-know topics such as Careers, Insurance, Taxes, Loans, Law, Autos, and Retirement, bolstered by a suite of interactive Calculators. We don't stop there either: we know you have many interests, and have partnered with some top Lifestyle firms to give you access to content in the areas of Electronics, Travel, Wine, and Jewelry. It's all here for you, so please browse all you want, and learn from some of the Best!

Calculators

• Mortgage Calculators
• Loan Calculators
• Credit Cards and loans Management
• Auto Calculators
• Investment Calculators
• Retirement Savings and Planning
• Tax Calculators
• Savings Calculators
• Personal Finance
• Business Calculators

Loans

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• Protect Your Mortgage
• New Mortgage Options
• 40-Year Mortgages
• Interest-Only Mortgages
• Is a Hybrid Mortgage Right for You?
• Cash-out mortgage refinancing
• Option ARMs (flex-ARMs)
• Is the House Worth the Price?
• Refinancing and Interest Rate Trends
• Benefit from a debt consolidation loan
• Mortgage vs 401(k)
• Impact of the new bankruptcy laws
• Budget Rules of Thumb
• Five Ways to Save More Money
• Investing in Real Estate
• Buying a Car with a Home Equity Loan
• Avoid Drowning in Car Debt
• Auto Loans and Interest Rates
• Types of Auto Leases

Retirement

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• Retirement Planning
• Why Use a Financial Advisor?
• Types of Retirement Plans
• Annuities
• Estate Planning
• IRAs
• ROTH IRA

Insurance

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• Tips to Save Money on Gas
• The Top Five Ways To Save On Your Auto Insurance
• Does My Credit Affect My Insurance?
• Insurance Fraud Is A Crime - And It's Costing Consumers Money
• Parents: Do You Properly Protect Your Children In The Car?
• Number Of Uninsured Americans On The Rise
• How Much Is Too Much?
• Your Child's Health Should Be The Most Important Thing
• Tips To Keep Your Home Safe
• The Low-Down On Mold
• Empty Nest...Full Dorm Room
• Term Life Insurance: Top Ten Money Saving Tips
• Too Many People Lack Adequate Life Insurance Coverage
• New Home? Protect It With Affordable Term Life Insurance!
• Insurance Fraud Is A Crime - And It's Costing Consumers Money

Taxes

• Filing Status & Rates
• Dependents & Family
• Withholding & Estimated Tax
• The Basics of Charitable Giving
• Investment Strategies
• Last-Minute Sales
• Installment Sales
• Bond Swaps
• Basis and Other Investments
• Municipal Bonds
• Taxable-Equivalent Yields

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• Capital Gains and the Active Trader
• Wash Sales and the Active Trader
• IRS Schedule D and the active trader
• Filing your Trader Taxes
• Mark To Market accounting

Autos

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• New Car Buying Basics
• How does a car lease work?
• Car Loan Tips
• Car Buying vs. Car Leasing

Lifestyles

Electronics

• Where do I start looking for automation ideas?
• What is whole house audio/video
• How to save on energy costs
• Intercom systems that connect in seconds

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Travel

• Time Savers
• Featured Destinations
• Cruising
• Travel Tips

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Wine

• Wine Types (varietals)
• About Appellations
• Selecting Wines
• Drinking and Serving

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Jewelry

• Diamonds and Engagement
• Gemstones
• Wedding Gift Guide
• Watch Guide

Law

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• Divorce
• Considerations of Divorce
• Community vs. Separate Property in Divorce
• Pre-Nuptial Agreements Defined
• Wills
• Living Trust Overview
• Understanding Credit Shelter Trusts
• Probate Process: Why you want to avoid it
• Small Claims Court
• Collecting Debt
• Improve your Credit Rating
• Incorporation
• Taxes: What happens if you don't file?

Careers

• Confidence Through Accomplishment - How to Feel Better About Your Job Search
• So You Want to Change Careers?
• Laid Off: How to Make Losing Your Job a Winning Venture
• Transitioning from Military to Civilian Employment
• When It's Time to Expand Your Horizons
• Making Speeches to Open Doors of Opportunity
• Test Your Networking IQ
• Negotiating a Win-Win Compensation Package
• Dressing for the Job Interview
• "Tell Me About Yourself"
• The Resume-Interview Connection
• Career ADD: How to Grow Old Without Ever Growing Bored
• Avoiding Burnout
• Dressing with Confidence
• Ten Surefire Ways to Tick Off Your Coworkers